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800.765.2949



Liability Coverage

Ensure that You’re Insured.

If an accident happens, having the right amount of insurance can benefit you personally, financially, and legally. With Liability Coverage, you can be insured if you’re held responsible for a car accident by having any medical payments for injuries sustained to drivers, passengers, and pedestrians, as well as bills for property damage covered.

If you become legally liable as a result of a collision, liability also helps to pay for legal defense costs if you get sued.

Components of Liability

There are two main components to Auto Liability: Bodily Injury and Property Damage liability.

  • Bodily Injury Liability helps pay for the costs associated with another person’s injuries, including medical expenses, loss of income and pain and suffering.
  • Property Damage Liability takes care of any expenses that arise from damage caused by you to another driver’s vehicle or property.

If you’re involved in a serious auto accident, Liability Coverage can benefit you by providing critical protection against the loss of your home, savings, and income. Not only is having liability a good idea, but most states require that drivers have it in order to be legal on the road.

It’s important to have enough insurance to keep all of your assets protected and not all auto policies are the same. Contact a representative with Elliott-Hartman Agency today for more information about what Liability Coverage can do for you.

Our Location

Elliott-Hartman Agency

611 Ansborough Ave
Waterloo, IA 50701
Main office: 319-233-8459
Toll free: 800-765-2949
Fax: 319-232-0645

Our Providers

Testimonials

Working with Elliott-Hartman to place my business insurance was very easy and I found their staff to be very knowledgeable.

Dan W.
Donna was great to work with for my homeowners insurance.

Sue M.
I felt better working with Elliott-Hartman to place my truck insurance knowing that they have been specializing in trucking for over 25 years. Bob's knowledge about the most recent CSA rules has been very helpful.

Don B.
The agents at Elliott-Hartman are very easy to work with - you won't be disappointed.

Kim S