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800.765.2949



Property Insurance

Strength and Stability for Your Home.

Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way.

Every Home Insurance policy is different, and at Elliott-Hartman Agency, we’ll work with you to make sure that your policy fits the needs of yourself and your family. Property Insurance may insure your home from the following types of damage:

  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow

Property Insurance Options to Consider

There are many additional coverage types that are available to safeguard your home and belongings, and it’s important to talk with a representative from Elliott-Hartman Agency who can help you find the right policy.

Options such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. In the event of an accident or theft, Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing.

Other items that may be included are Builder’s Risk while your home is being built or reconstructed, and insurance for damage to pertinent/detached structures.

Another important feature to consider in your Homeowners policy is Dwelling Replacement Coverage. If a fire or other accident leaves your home a “total loss,” this coverage provides for the cost of replacing your home at its current value, rebuilding to code, and Ordinance & Law.

As is the case with many other features of Home Insurance, additional coverage can vary greatly depending on your policy, which is why it’s important to discuss your individual insurance options with Elliott-Hartman Agency before making a decision.

Our Location

Elliott-Hartman Agency

611 Ansborough Ave
Waterloo, IA 50701
Main office: 319-233-8459
Toll free: 800-765-2949
Fax: 319-232-0645

Our Providers

Testimonials

Working with Elliott-Hartman to place my business insurance was very easy and I found their staff to be very knowledgeable.

Dan W.
Donna was great to work with for my homeowners insurance.

Sue M.
I felt better working with Elliott-Hartman to place my truck insurance knowing that they have been specializing in trucking for over 25 years. Bob's knowledge about the most recent CSA rules has been very helpful.

Don B.
The agents at Elliott-Hartman are very easy to work with - you won't be disappointed.

Kim S