Trucking Insurance for Parcel Delivery Drivers
If you drive trucks to deliver packages to others, you need a particular type of insurance. Delivery and courier insurance is for drivers such as FedEx and UPS drivers. This policy coverage can help protect your vehicles against accidents and various other liabilities. At Elliott-Hartman Agency, we’re ready to assist you with coverage needs surrounding your trucking business.
What Types of Insurance Do Parcel Delivery Drivers Need?
Insurance for delivery and parcel drivers is often referred to as delivery and courier insurance. Delivery and courier insurance is comprehensive coverage that protects your vehicles and others who may be affected by your vehicles. The following are coverage options you should consider:
· Commercial auto insurance—Helps cover physical damage and liability claims for drivers operating a vehicle on the job.
· General liability—Helps protect you from third-party claims that may arise during business operations, such as bodily injuries, property damage and personal injury.
· Cargo insurance—Helps protect against risks of physical loss, damage and theft of goods while in transit.
· Workers compensation—Helps cover costs of work-related illness and/or injury, employee medical expenses and lost wages from injury, as well as protection from lawsuits by employees.
This coverage can help protect against losses such as accidents, lost or damaged cargo and employee injuries. If you’re unsure of where to get started with a policy, connect with an agent today.
How Much Does Coverage Cost?
The cost of coverage will differ from business to business. The cost of coverage will vary depending on various factors such as policy types, size of your business, driving records, location, etc. Reach out to an agent today to get a quote for the policies you may need.
Get Started Today
At Elliott-Hartman Agency, we’re prepared to help you with all of your coverage needs. Reach out to an agent to get started with coverage as a delivery driver or to receive answers to any questions you have.