Tuesday, September 24, 2024Flooding is one of the most common natural disasters, yet many homeowners remain financially unprotected against its devastating effects. Despite common misconceptions, standard homeowners’ insurance policies typically do not cover flood damage, leaving countless individuals vulnerable to financial ruin. READ MORE >>
Tuesday, July 30, 2024Bonds insurance is an essential aspect of risk management. It can provide a financial safety net for both businesses and individuals, mitigating fiscal risks and compensating affected parties for losses due to unfulfilled obligations. At Elliott-Hartman Insurance Services, we’re well-equipped to help explain and explore bonds insurance options. READ MORE >>
Tuesday, May 28, 2024For businesses operating commercial trucks in Iowa, navigating the complexities of truck insurance is critical to protecting their assets, employees and financial health. Commercial truck insurance may help cover risks that regular vehicle insurance does not address. What Is Commercial Truck Insurance? READ MORE >>
Tuesday, April 30, 2024Workers’ compensation insurance is a type of policy that may help cover employees for injuries or illnesses resulting from job duties. Workers’ compensation insurance can provide specific benefits such as medical care, wages from lost work time and more. Who Does Workers’ Compensation Insurance Cover? READ MORE >>
Wednesday, March 27, 2024Whether you’re gearing up for a road trip, embarking on a business journey or seeking a temporary ride while your car undergoes repairs, a rental car can be a convenient solution. However, one aspect that often causes confusion and concern is having adequate insurance coverage. READ MORE >>
Wednesday, January 31, 2024High-risk drivers typically pay more for auto insurance coverage than those without moving violations on their driving records. Shopping around for the best combination of price and coverage is crucial. Elliott Harman Agency in Waterloo, Iowa, specializes in providing appropriate auto insurance for high-risk Iowa drivers. READ MORE >>
Thursday, November 30, 2023Dwelling coverage is an essential component of homeowners insurance that provides financial protection for the structural elements of your residence. In the event of unforeseen perils, such as fire, windstorms, vandalism or theft, dwelling coverage can provide necessary financial support to repair or rebuild your home. READ MORE >>
Wednesday, September 20, 2023The trucking industry is essential to the American economy, delivering goods that fuel our lives and drive our businesses forward. It is also an industry that faces unique risks, from long-haul fatigue to unpredictable road conditions. Here in Waterloo, Iowa, Elliott-Hartman Insurance Services delivers customized insurance solutions. READ MORE >>
Wednesday, May 17, 2023Boat insurance might not always be required in the same way that states require auto liability insurance, but prudent boat owners certainly want to protect their investment against accidents or injuries. Boat owners should never assume that their auto or home insurance policies extend to their watercraft. READ MORE >>
Monday, March 20, 2023Your auto insurance premiums are based on many factors, including your claims history and driving record. Insurers use proprietary algorithms to determine your rates. Many insurers look at your records for the past three to five years. You may notice a significant difference between quotes from different insurance companies. READ MORE >>
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